The Ultimate Guide to Decentralized Finance
A curated American edition of TechDay news, analysis, interviews, reviews, job moves, and related resources for Decentralized Finance (DeFi).
What to know about Decentralized Finance
Decentralized Finance (DeFi) represents a transformative shift in the financial landscape, leveraging blockchain technology to create transparent, inclusive, and efficient financial systems. It challenges traditional centralized institutions by enabling peer-to-peer transactions and reducing barriers to entry, fostering financial innovation and accessibility.
Exploring recent trends and developments in DeFi reveals its expanding role—from the rise of stablecoins as reliable digital assets to innovations in blockchain interoperability and institutional adoption challenges. Readers will find insights into how DeFi is shaping new forms of investment, payment solutions, and governance models, alongside discussions on security, regulatory considerations, and the evolving crypto ecosystem.
Engaging with stories tagged under Decentralized Finance offers an opportunity to understand the dynamic interplay between technology, finance, and regulation, as well as practical implications for investors, developers, and consumers navigating this rapidly evolving space.
American Decentralized Finance News
Regional stories with direct local relevance
Visa launches onchain credit for stablecoin card schemes
Liquidity constraints for stablecoin card programmes may ease as Visa links settlement data with onchain lending to improve credit access.
SoFi & Payward link banking with Kraken settlement
Institutional crypto clients could soon settle US dollars around the clock as SoFi ties its banking network to Kraken and lists SoFiUSD on the exchange.
The shutdown cycle: what crypto firms' H1 2026 earnings actually show
Falling volumes and more than 100 shutdowns in H1 2026 are forcing exchanges to rely on interest income and institutional flow.
World Liberty Financial launches USD1 on Canton Network
Institutional traders on Canton can now settle tokenised asset trades in a dollar-backed stablecoin as World Liberty Financial moves USD1 into its network.
Circle names BlackRock & Visa for Arc validator group
Arc's push towards a public launch gains weight as BlackRock, Visa and other financial heavyweights agree to help secure the network.
BNY & Galaxy expand digital asset custody services
Institutional investors could soon earn staking rewards through BNY's custody platform, pending regulatory review of the new service.
Analyst Insights
Research and market analysis connected to Decentralized Finance
Expert Columns
From wallets to accounts: The quiet convergence of crypto and everyday finance
The shutdown cycle: what crypto firms' H1 2026 earnings actually show
The 70% problem: Why checkout is still where eCommerce goes to die
The disappearance of crypto and the rebirth of finance
Fintech must match tech progress with true inclusion
The world needs more women in tech - and there's no time to wait
2026 begins: Crypto's heavyweight rumble - round by round
Government Adoption Signals Web3 Maturity
The future of authentication in 2026: Insights from Yubico's experts
Top Fraud Trends and Considerations for 2026
Recent Decentralized Finance News
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Alpaca & Broadridge add governance to tokenised equities
Investor voting and disclosures will now extend to tokenised equities on Alpaca's platform, as Broadridge adds governance controls to the network.
Tradable to tokenise USD $1 billion of credit on Stellar
The move could widen access to regulated private credit products as Tradable brings its onchain issuance platform to Stellar for institutional users.
Ondo launches tokenised US securities with Broadridge
Investors will be able to hold blockchain-based entitlements to two US-listed securities while keeping the underlying assets in regulated custody.
Robinhood taps Morpho for onchain yield Earn product
Eligible US users will be able to earn yield on idle USDG balances inside the Robinhood app as the rollout expands across its customer base.
Ondo launches 24/7 minting for tokenised US stocks
Investors can now enter and exit six tokenised US equities at any hour, as Ondo widens access beyond Wall Street trading windows.
Coinbase expands trading, AI & payments in broad push
Customers outside the US will soon get tokenised stocks as Coinbase widens access to equities, AI tools and crypto-backed finance.
SoFi launches bank-issued stablecoin in banking app
Millions of customers can now use a bank-backed digital token in a mainstream finance app, marking a rare move into consumer stablecoins.
TACEO launches confidential payments for x402 on Base Sepolia
Businesses using x402 could keep payment amounts and balances private, as TACEO's new Merces-based system targets confidential transactions on Base.
MegPrime launches rewards app with homebuyer incentives
Buyers waiting for new homes could receive up to USD $15,000 in token rewards, as MegPrime ties payments to rent and mortgage bills.
Treasury opens cyber threat sharing for crypto firms
Eligible US digital asset firms will now get Treasury cyber threat warnings at no cost, after losses from hacks topped hundreds of millions of dollars.
Paysafe launches crypto deposits for US iGaming brands
US iGaming operators can now let players deposit crypto and stablecoins, converting funds to dollars after verification through Paysafe’s new service.
SoFi launches corporate banking with crypto settlement
Companies needing round-the-clock cash management can now settle fiat and crypto through SoFi’s regulated bank, alongside its new stablecoin rails.
Invesco takes over Superstate tokenised Treasury fund
The move lifts one of the largest tokenised Treasury funds closer to USD $1 billion, as Invesco takes portfolio control in 2026.
PayPal USD, TCS use blockchain to speed freight pay
PayPal USD teams with TCS Blockchain to settle freight invoices on-chain, promising faster payments and lower costs for North American carriers.
TrafficGuard expands New York base amid US ad fraud surge
TrafficGuard ramps up New York presence as US advertisers brace for rising ad fraud, with losses forecast to hit USD $172 billion by 2028.
Beast Industries buys Step in fintech for Gen Z push
Beast Industries acquires fintech app Step, betting on financial literacy tools to turn his vast creator audience into customers.
Walmart shopping to launch directly inside Google Gemini
Walmart to embed shopping in Google's Gemini app, letting users browse and buy Walmart and Sam's Club items directly via AI chats.
SEC backs DTC tokenisation of mainstream securities
SEC greenlights DTCC unit to tokenise US blue-chip stocks, ETFs and Treasuries, paving way for mainstream blockchain-based securities.
A new era of payments: Why interoperability and consumer choice will shape the future of finance
The future of finance hinges on interoperable payment systems that offer consumers seamless choice and reflect their everyday digital lives.
CoinPayments returns to US with crypto platform after $50bn processed
CoinPayments has returned to the US, offering a platform that processed over USD $50bn globally to ease crypto payments for merchants and consumers.